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      We're committed to education, and can help manage your school's finances

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      Manage your preschool's finances with a range of accounts and term deposits

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      View our current banking interest rates

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    Changes to Credit Reporting

    We would like to update you on some important changes we are making to the way we report your credit information and the impact it may have on your credit report.

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    Loans

    • Home Loans

      Feature-packed loans to suit every homebuyer

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      Award-winning low rate, low fee car loans

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      Low fee and low rate credit cards with 24/7 worldwide access to your money

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      Easy to use calculators including loan repayment and borrowing power calculators

    • Interest Rates

      View our current loan interest rates

  • Home Buying

    First Home Buyers

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    Home Buying

    • A Home to Live In

      Owner occupied loans for your next home

    • Investment Property

      Grow your investment with flexible loans

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      Features and benefits for first home buyers

    • Refinance

      Find out how much you could save by switching

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    • Calculators

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  • Insurance

    Insurance

    • Car

      Drive in confidence with a range of insurance levels

    • Home & Contents

      Protect your home and belongings

    • Travel

      Find the right cover for your holiday

    • Farm

      Insurance to protect your business assets

    • Landlord

      Helping you find the right cover for your investment

    • Health

      Compare coverage to suit your needs

    • Life

      Protecting your family's future

    • Other Vehicles

      Insurance for motorcycles and other vehicles

    • Unique items

      A range of cover for additional items

    • Debt

      Cover for making loan repayments in the event of unforeseen circumstances

  • Future Planning

    Future Planning

    • Financial Planning

      Tailored advice to help you reach your financial goals

    • Superannuation

      Save for retirement with Snow Star Credit Union Super

  • Help

    COVID-19-Support

    Assistance options are available to support customers financially impacted by COVID-19.

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  • About Us

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      We've been financially empowering the people who care since 1972

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    • Loans
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      Changes to Credit Reporting

      We would like to update you on some important changes we are making to the way we report your credit information and the impact it may have on your credit report.

      Learn more
    • Home Buying
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      • Home Buying
      • A Home to Live In
      • Investment Property
      • My First Home
      • Refinance
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      First Home Buyers

      Buying your first home? We'll guide you through it in 5 steps.

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    We are consistently recognised and appraised by both our customers and those within the financial community for our outstanding range of investment, insurance and banking products and services.

    Formerly a Credit Union, Snow Star Credit Union has won many awards for outstanding customer service and the value we provide to our customers.

    2020

    • CANSTAR – Outstanding Value – Low Fee – Visa Classic Credit Card
    • CANSTAR – Outstanding Value – Low Rate – Visa Platinum Credit Card
    • CANSTAR - Outstanding Value - Senior Transactor - Pension Account
    • CANSTAR - Outstanding Value - Flexible Saver - Online Saver Account
    • Money Magazine, Consumer Finance Awards - Credit Card Issuer of the Year - Credit Cards

    2019

    • CANSTAR - Innovation Excellence Award for First Start Shared Equity Agreement
    • CANSTAR - Low Fee - Visa Classic Credit Card
    • CANSTAR - Outstanding Value - Senior Transactor - Pension Account
    • CANSTAR - Outstanding Value - Regular Saver - Bonus Saver Account
    • CANSTAR - Outstanding Value - Green Car Loan Fixed
    • CANSTAR - Outstanding Value - Green Car Loan Promotion Variable
    • CANSTAR - Outstanding Value - Used Car Loan Promotion Variable
    • CANSTAR - Outstanding Value - Used Car Loan Fixed
    • CANSTAR - Outstanding Value - New Car Loan Fixed
    • CANSTAR - Outstanding Value - Used Car Loan Promotion Variable
    • CANSTAR - Outstanding Value - Green Car Loan Promotion Variable
    • CANSTAR – Outstanding Value Travel Credit Card – Occasional Traveller (Visa Classic Credit Card)
    • Mozo Experts Choice Awards - Deposits - Online Saver
    • Mozo Experts Choice Awards - Deposits - Pension Account
    • Mozo - Experts Choice Awards - Travel Money & IMT - Visa Classic Credit Card
    • Mozo Experts Choice Awards - No Annual Fee Credit Card - Visa Classic Credit Card
    • Mozo Experts Choice Awards - Low Rate Platinum Credit Card - Visa Platinum Credit Card
    • Money Magazine - Best of the Best Awards -  Cheapest Premium Credit Card - Visa Platinum Credit Card
    • 2018
      • CANSTAR - Outstanding Value - Green Car Loan Promotion Fixed
      • CANSTAR - Outstanding Value - Used Car Loan Promotion Variable
      • CANSTAR - Outstanding Value - New Car Loan Promotion Variable
      • CANSTAR - Outstanding Value - Green Car Loan Promotion Variable
      • CANSTAR - Low Rate - Visa Platinum Credit Card
      • CANSTAR - Low Fee - Visa Classic Credit Card
      • CANSTAR - Outstanding Value - Senior Transactor - Pension Account
      • CANSTAR - Outstanding Value Home Loans - Investor Home Lender
      • CANSTAR - Outstanding Value - Travel Money Card
      • Mozo - Experts Choice Awards 2018 - Low Rate Platinum Credit Card - Visa Platinum Credit Card
      • Mozo - Experts Choice Awards 2018 - No Annual Fee Credit Card - Visa Classic Credit Card
    • 2017
      • Money Magazine Awards 2017 - Personal Lender of the Year
      • CANSTAR - Low Rate - Visa Platinum Credit Card
      • CANSTAR - Low Fee - Visa Classic Credit Card
      • CANSTAR - Outstanding Value - Variable Home Loan Owner Occupied
      • CANSTAR - Outstanding Value - Variable Home Loan Investor
      • CANSTAR - Outstanding Value - Variable Home Loan Construction
      • CANSTAR - Outstanding Value - Fixed Home Loan Owner Occupied
      • CANSTAR - Outstanding Value - Fixed Home Loan Investor
      • Mozo - Experts Choice Awards 2017 - Home Loan Package - Education Home Loan (Package)
      • Mozo - Experts Choice Awards 2017 - Fixed Home Loan - Education Home Loan (Package)
      • Mozo - Experts Choice Awards 2017 - Fixed Rate Investor Home Loan - Education Home Loan (Package)
      • Mozo - Experts Choice Awards 2017 - Low Rate Credit Card - Visa Classic Credit Card
      • Mozo - Experts Choice Awards 2017 - Low Rate Platinum Credit Card - Visa Platinum Credit Card
      • Mozo - Experts Choice Awards 2017 - Balance Transfer Credit Card - Visa Classic Credit Card
      • Mozo - Experts Choice Awards 2017 - No Annual Fee Credit Card - Visa Classic Credit Card
      • Mozo - Experts Choice Awards 2017 - Low Travel Credit Card - Visa Classic Credit Card
      • Mozo - Experts Choice Awards 2017 - Travel Credit Card - Visa Classic Credit Card
      • Mozo - Experts Choice Awards 2017 - Travel Debit Card - Everyday
    • 2016
      • Mozo - People's Choice Awards - No Annual Fee Card - Visa Classic Credit Card

      • Mozo - Experts Choice Awards - Low Fee Platinum Card - Visa Platinum Credit Card

      • Mozo - Experts Choice Awards - Low Rate Platinum Card - Visa Platinum Credit Card

      • CANSTAR Customer Owned Institution of the Year First Home Buyer Award, Victoria 2016

      • Mozo - People's Choice Awards - Customer Satisfaction

      • Mozo - Experts Choice Awards - Australia's Best Mutual Bank

      • Mozo - Experts Choice Awards - Travel Money

      Our Education Package Home Loan was awarded ‘Best Home Loan’ in the following three award categories:

      • Mozo - Experts Choice Awards - Best Home Loan - Offset Home Loan
      • Mozo - Experts Choice Awards - Best Home Loan - Home Loan Package
      • Mozo - Experts Choice Awards - Best Home Loan - Variable Investor Home Loan 
    • 2015
      • Mozo - People's Choice Awards 2015 - Top 5 Mutual Bank

      • Mozo - Experts Choice Awards 2015 - Best New Car Loan

      • Mozo - Experts Choice Awards 2015 - Best Used Car Loan

      • Mozo - Experts Choice Awards 2015 - Best Unsecured Personal Loan

      • 2015 Money Magazine's Best of the Best awards Winner - Cheapest Personal Loan - Bank

      • 2015 Money Magazine's Best of the Best awards Winner - Best Term Deposits - Long Term - Bank

    • 2014
      • Mozo - Experts Choice Awards 2014 - Highly Commended

      • 2014 Canstar Outstanding Value - Personal Loan

      • 2014 Canstar Best Value Australia - Savings

      • Mozo - People's Choice Awards 2014 - Top 5 Mutual Bank

      • Mozo - People's Choice Awards 2014 - Most Recommended Bank

      • Smart Investor Blue Ribbon Awards 2014 - Mutual Bank of the Year

      • 2014 Money Magazine's Best of the Best awards Winner - Cheapest Personal Loan - Bank

    • 2013
      • Roy Morgan - Customer Satisfaction Awards - Bank of the Year 2013

      • Mozo - People's Choice Awards 2013 - Australia’s Best Mutual Bank

      • Mozo - People's Choice Awards 2013 - Best Customer Service

      • Mozo - People's Choice Awards 2013 - Most Trusted Bank

      • Smart Investor Blue Ribbon Awards 2013 - Mutual Bank of the Year

      • 2013 Australian Banking & Finance Awards - Mutual Bank of the Year

      • Roy Morgan - Customer Satisfaction Awards - Bank of the Month for January, February, March, April, May, June, July & November

      • Finalist - Australian Lending Awards 2013

      • Winner - Money magazine's 2013 Best of the Best award - Cheapest Personal Loan - Bank

    • 2012
      • Roy Morgan - Customer Satisfaction Awards - Bank of the Year 2012

      • Mozo - People's Choice Awards 2012 - Australia’s Best Bank

      • Mozo - People's Choice Awards 2012 - Best Customer Service

      • Mozo - People's Choice Awards 2012 - Most Recommended Bank

      • Mozo - People's Choice Awards 2012 - Most Trusted Bank

      • CANSTAR - 'Best Value Mutual Bank' in Australia - 2012 CANSTAR Mutual Bank Awards

      • Roy Morgan - Customer Satisfaction Awards - Best Bank Australia for April, May, June, July, August, September, October, November & December

      • Finalist - Australian Lending Awards 2012

    • 2011
      • Roy Morgan - Customer Satisfaction Awards - Credit Union of the Year 2011

      • Mozo - People's Choice Awards 2011 - Australia’s Best Credit Union

      • Financial Review Smart Investor - Credit Union of the Year Award 2011

      • Money magazine - 2011 Credit Union of the Year

    • 2010
      • Mozo - People's Choice Awards 2010 - Australia’s Best Credit Union

      • 2010 Abacus Innovation Award - Online Membership application

      • CANSTAR CANNEX 2010 National Savings Award for Credit Unions

      • Compliance Team of the Year Award 2010 - Australasian Compliance Institute

      • Money Magazine Awards 2010 - Runner Up - Credit Union of the Year

      • CANSTAR CANNEX 5 star ratings for Credit Card, Green Car Loan, New Car Loan, Personal Loan & Online Saver

    • 2009
      • CANSTAR CANNEX 5 star ratings for New Car Loan, Unsecured Personal Loan, On Call Savings (S1), Online Saver, First Saver and Credit Card (Under the Occasional spender category)
    • 2008
      • AFR Smart Investor Credit Union of the Year
    • 2007
      • AFR Smart Investor Credit Union of the Year

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