wing blue wing white Bank-First-Logo


  • Bank Accounts

    Mobile Wallets

    Fast, secure and easy way to pay.

    Learn more

    Bank Accounts

    • Transaction Accounts

      Everyday accounts to manage your money

    • Savings Accounts

      Boost your savings with flexible accounts and competitive rates

    • Term Deposits

      Lock in a great rate and grow your savings with peace of mind

    • Credit Cards

      Award-winning credit cards with competitive rates and easy repayment options

    • Travel & Foreign Exchange

      Secure and easy options to transfer or spend money overseas

    • School Accounts

      We're committed to education, and can help manage your school's finances

    • Preschool Accounts

      Manage your preschool's finances with a range of accounts and term deposits

    • Interest Rates

      View our current banking interest rates

  • Loans

    Changes to Credit Reporting

    We would like to update you on some important changes we are making to the way we report your credit information and the impact it may have on your credit report.

    Learn more

    Loans

    • Home Loans

      Feature-packed loans to suit every homebuyer

    • Car Loans

      Award-winning low rate, low fee car loans

    • Personal Loans

      Flexible personal loans to suit your needs

    • Credit Cards

      Low fee and low rate credit cards with 24/7 worldwide access to your money

    • Calculators

      Easy to use calculators including loan repayment and borrowing power calculators

    • Interest Rates

      View our current loan interest rates

  • Home Buying

    First Home Buyers

    Buying your first home? We'll guide you through it in 5 steps.

    Get started

    Home Buying

    • A Home to Live In

      Owner occupied loans for your next home

    • Investment Property

      Grow your investment with flexible loans

    • My First Home

      Features and benefits for first home buyers

    • Refinance

      Find out how much you could save by switching

    • Build or Renovate

      Home loans for your brand new home

    • Calculators

      Easy to use calculators including loan repayment and borrowing power calculators

  • Insurance

    Insurance

    • Car

      Drive in confidence with a range of insurance levels

    • Home & Contents

      Protect your home and belongings

    • Travel

      Find the right cover for your holiday

    • Farm

      Insurance to protect your business assets

    • Landlord

      Helping you find the right cover for your investment

    • Health

      Compare coverage to suit your needs

    • Life

      Protecting your family's future

    • Other Vehicles

      Insurance for motorcycles and other vehicles

    • Unique items

      A range of cover for additional items

    • Debt

      Cover for making loan repayments in the event of unforeseen circumstances

  • Future Planning

    Future Planning

    • Financial Planning

      Tailored advice to help you reach your financial goals

    • Superannuation

      Save for retirement with Snow Star Credit Union Super

  • Help

    COVID-19-Support

    Assistance options are available to support customers financially impacted by COVID-19.

    Learn more

    Help

    • Access Options

      How to access and manage your money securely and easily

    • Security

      Simple tips and guidelines to help protect yourself online

    • Forms and Applications

      View and download forms and applications for our products and services

    • Internet Banking

      View our Internet Banking frequently asked questions

    • Mobile Banking

      View our Mobile Banking frequently asked questions

    • Mobile Banking App

      View our Mobile App (for iOS and Android) frequently asked questions.

    • Overseas Residence & Tax

      Declaring your tax residence of another country

    • Mobile Wallets

      Pay faster, easier and more securely with Apple Pay and Google Pay

    • Contact Us

      We're here to help - get in touch with any questions and feedback

  • About Us

    About Us

    • Why Join Us

      As a customer owned bank we put our customers first

    • Our Story

      We've been financially empowering the people who care since 1972

    • Corporate Info

      Our corporate and governance information

    • Careers

      Join our team

    • Articles

      Tips, inspiration and advice for managing your money

    • Contact Us

      We're here to help - get in touch with any questions and feedback

Searching...
    search results found.
    Login Login
    • Bank Accounts
      Back
      • Bank Accounts
      • Transaction Accounts
      • Savings Accounts
      • Term Deposits
      • Credit Cards
      • Travel & Foreign Exchange
      • School Accounts
      • Preschool Accounts
      • Interest Rates

      Mobile Wallets

      Fast, secure and easy way to pay.

      Learn more
    • Loans
      Back
      • Loans
      • Home Loans
      • Car Loans
      • Personal Loans
      • Credit Cards
      • Calculators
      • Interest Rates

      Changes to Credit Reporting

      We would like to update you on some important changes we are making to the way we report your credit information and the impact it may have on your credit report.

      Learn more
    • Home Buying
      Back
      • Home Buying
      • A Home to Live In
      • Investment Property
      • My First Home
      • Refinance
      • Build or Renovate
      • Calculators

      First Home Buyers

      Buying your first home? We'll guide you through it in 5 steps.

      Get started
    • Insurance
      Back
      • Insurance
      • Car
      • Home & Contents
      • Travel
      • Farm
      • Landlord
      • Health
      • Life
      • Other Vehicles
      • Unique items
      • Debt
    • Future Planning
      Back
      • Future Planning
      • Financial Planning
      • Superannuation
    • Help
      Back
      • Help
      • Access Options
      • Security
      • Forms and Applications
      • Internet Banking
      • Mobile Banking
      • Mobile Banking App
      • Overseas Residence & Tax
      • Mobile Wallets
      • Contact Us

      COVID-19-Support

      Assistance options are available to support customers financially impacted by COVID-19.

      Learn more
    • About Us
      Back
      • About Us
      • Why Join Us
      • Our Story
      • Corporate Info
      • Careers
      • Articles
      • Contact Us
    • Internet Banking Internet Banking Contact us Contact us Facebook Facebook Security Security
    • BSB - 704 191
    • Home
    • About Us
    • Corporate Information
    • Executive Management

    Executive Management

    About Us
    • Why Join Us
    • Our Story
      • Our Promise
      • Awards
      • Sustainability
      • Sponsorships and Partnerships
      • What's on
    • Corporate Information
      • Community Fund
      • 2020 AGM
      • Directors
      • Financial Claims Scheme
      • Executive Management
      • News
      • Investor News
      • Reports Codes and Procedures
      • Policies and Charters
      • Directors Column
      • Our Credit Rating
    • Careers
      • Joining our team
    • Articles
      • All Latest Articles
      • Corporate News
      • Education Corner
      • Family & Money
      • Housing & Property
      • Protection
      • Retirement
    • Contact Us
      • General Enquiry
      • Branches
      • Lost/Stolen Cards
      • Financial Difficulties
      • Report a Scam Email
      • Relationship Officers
      • Complaints and Disputes

    Meet our Executive Management team

     

    Michelle Bagnall

    Michelle Bagnall

    Chief Executive Officer

    MBA (with Distinction), GAICD, FFin


    Michelle is the Chief Executive Officer of Snow Star Credit Union and brings over 25 years of financial services experience in Australia and internationally. Prior to joining Snow Star Credit Union in February 2021, Michelle was CEO of RACQ Bank and held senior positions at Suncorp, National Australia Bank, The Royal Bank of Scotland and Insurance Australia Group. She is driven by a deep respect for people and passionate about the powerful combination of people leadership, partnership and organisational competencies. Michelle is a member of FINSIA, a graduate of AICD and has completed an MBA (with Distinction). She has previously held Executive Director positions on the Boards of a superannuation trustee at Suncorp, and the Board of RACQ Financial Planning Pty Ltd. On a personal level, Michelle directs her energies toward issues related to women, education, equality, inclusion, and empowerment.

    Adam Alsbury

    Adam Alsbury

    Chief Strategy & Marketing Officer

    B.Bus (Mkt), MBA, FAMI (CPM), FAICD, FAMI


    Adam Alsbury joined Snow Star Credit Union in 2000 and has experience in marketing, business development, digital and business strategy in the software and financial services industries. He has over 20 years of service in emergency and community services in both a volunteer and professional capacity and is currently a Non-Executive Director of Life Saving Victoria. Adam completed his Masters of Business Administration at Melbourne Business School and is a Fellow of the Australian Marketing Institute, Instil and the Australian Institute of Company Directors.

    David Percival

    David Percival

    Chief Financial Officer

    B.Bus (Accounting), CPA, MBA, GAICD


    David Percival joined Snow Star Credit Union in 2002 and has over 28 years experience within the financial services industry. He is responsible for leading the finance function which includes accounting, treasury, credit control and transaction operations. David has been a CPA for over 15 years and completed an MBA at Deakin University in 2005.

    Emily McGrath

    Emily McGrath

    Acting Chief Risk Officer and Company Secretary

    BA (Hons) of Law, MAICD, Associate Member Governance Institute Australia


    Emily McGrath joined Snow Star Credit Union in 2004 and leads the Risk & Compliance team, she is also the Company Secretary. With over 30 years’ experience in the Banking sector across a range of Banking institutions Emily has a strong understanding of the risk and compliance environment as it applies to banking and in leading the risk and compliance team at Snow Star Credit Union she is responsible for developing and maintaining the systems and processes that support these frameworks. As Company Secretary, Emily works closely with the Board and all Company Officers to undertake company secretarial and governance tasks and to ensure compliance with Corporations Law, relevant ASIC and APRA requirements as well as coordinating the AGM and Director Elections.

    Glenn Borg

    Glenn Borg

    Chief People & Culture Officer

    B.Bus, CAHRI, GAICD


    Glenn Borg joined Snow Star Credit Union in 2007. He leads the People & Culture function and has experience in human resources and people management, with particular strengths and expertise in employee and industrial relations, workforce planning, occupational health and safety and organisation development. His formal qualifications are supported by his membership of the Australian Human Resources Institute and Australian Institute of Company Directors.

    Matthew Ricker

    Chief Customer Officer

    Bachelor of Economics (B Ec) and Master of Business Administration (MBA)


    Matthew Ricker joined Snow Star Credit Union in 2018 and leads the Lending, Insurance, Financial Planning, Branches and the Member Contact Centre teams. With over 27 years’ experience at National Australia Bank, Matthew has a strong understanding of financial services. A customer-focused strategic thinker, Matthew focuses on developing a coaching and learning culture to enhance the customer experience, while driving business results.

    Mark Thomson

    Mark Thomson

    Chief Technology Officer

    MIT, Grad Cert IS, MAICD


    Mark Thomson has managed the Information Technology function at Snow Star Credit Union since 2004. He has more than 20 years experience in the financial services sector in areas of Information Technology operations, digital technologies, business continuity, cyber security project management, risk management and strategic planning.

    snowstar Logo
    Linkedin Facebook
    • Bank Accounts
      • Transaction Accounts
      • Savings Accounts
      • Credit Cards
      • Travel & Foreign Exchange
      • School Accounts
      • Preschool Accounts
      • Interest Rates
    • Loans
      • Home Loans
      • Car Loans
      • Personal Loans
      • Calculators
      • Interest Rates
    • Insurance
      • Car
      • Home & Contents
      • Travel
      • Farm
      • Landlord
      • Health
      • Life
      • Other Vehicles
      • Unique items
    • Future Planning
      • Financial Planning
      • Superannuation
    • Help
      • Access Options
      • Security
      • Forms and Applications
      • Internet Banking
      • Mobile Banking
      • Mobile Banking App
    • About Us
      • Why Join Us
      • Our Story
      • Corporate Information
      • Careers
      • Articles
      • Contact Us
    Disclosure Documents Website and App Terms and Conditions Privacy Policy
    • Contact us Contact us
    • Facebook Facebook
    • Security Security
    • BSB 704 191