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    Bank Accounts

    • Transaction Accounts

      Everyday accounts to manage your money

    • Savings Accounts

      Boost your savings with flexible accounts and competitive rates

    • Term Deposits

      Lock in a great rate and grow your savings with peace of mind

    • Credit Cards

      Award-winning credit cards with competitive rates and easy repayment options

    • Travel & Foreign Exchange

      Secure and easy options to transfer or spend money overseas

    • School Accounts

      We're committed to education, and can help manage your school's finances

    • Preschool Accounts

      Manage your preschool's finances with a range of accounts and term deposits

    • Interest Rates

      View our current banking interest rates

  • Loans

    Changes to Credit Reporting

    We would like to update you on some important changes we are making to the way we report your credit information and the impact it may have on your credit report.

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    Loans

    • Home Loans

      Feature-packed loans to suit every homebuyer

    • Car Loans

      Award-winning low rate, low fee car loans

    • Personal Loans

      Flexible personal loans to suit your needs

    • Credit Cards

      Low fee and low rate credit cards with 24/7 worldwide access to your money

    • Calculators

      Easy to use calculators including loan repayment and borrowing power calculators

    • Interest Rates

      View our current loan interest rates

  • Home Buying

    First Home Buyers

    Buying your first home? We'll guide you through it in 5 steps.

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    Home Buying

    • A Home to Live In

      Owner occupied loans for your next home

    • Investment Property

      Grow your investment with flexible loans

    • My First Home

      Features and benefits for first home buyers

    • Refinance

      Find out how much you could save by switching

    • Build or Renovate

      Home loans for your brand new home

    • Calculators

      Easy to use calculators including loan repayment and borrowing power calculators

  • Insurance

    Insurance

    • Car

      Drive in confidence with a range of insurance levels

    • Home & Contents

      Protect your home and belongings

    • Travel

      Find the right cover for your holiday

    • Farm

      Insurance to protect your business assets

    • Landlord

      Helping you find the right cover for your investment

    • Health

      Compare coverage to suit your needs

    • Life

      Protecting your family's future

    • Other Vehicles

      Insurance for motorcycles and other vehicles

    • Unique items

      A range of cover for additional items

    • Debt

      Cover for making loan repayments in the event of unforeseen circumstances

  • Future Planning

    Future Planning

    • Financial Planning

      Tailored advice to help you reach your financial goals

    • Superannuation

      Save for retirement with Snow Star Credit Union Super

  • Help

    COVID-19-Support

    Assistance options are available to support customers financially impacted by COVID-19.

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    Help

    • Access Options

      How to access and manage your money securely and easily

    • Security

      Simple tips and guidelines to help protect yourself online

    • Forms and Applications

      View and download forms and applications for our products and services

    • Internet Banking

      View our Internet Banking frequently asked questions

    • Mobile Banking

      View our Mobile Banking frequently asked questions

    • Mobile Banking App

      View our Mobile App (for iOS and Android) frequently asked questions.

    • Overseas Residence & Tax

      Declaring your tax residence of another country

    • Mobile Wallets

      Pay faster, easier and more securely with Apple Pay and Google Pay

    • Contact Us

      We're here to help - get in touch with any questions and feedback

  • About Us

    About Us

    • Why Join Us

      As a customer owned bank we put our customers first

    • Our Story

      We've been financially empowering the people who care since 1972

    • Corporate Info

      Our corporate and governance information

    • Careers

      Join our team

    • Articles

      Tips, inspiration and advice for managing your money

    • Contact Us

      We're here to help - get in touch with any questions and feedback

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      Changes to Credit Reporting

      We would like to update you on some important changes we are making to the way we report your credit information and the impact it may have on your credit report.

      Learn more
    • Home Buying
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      First Home Buyers

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    Credit Rating Disclaimer

    Snow Star Credit Union's credit rating information is restricted to viewing by wholesale clients only. The term ‘wholesale client’ is defined below. Please read and agree to the terms below to access our credit rating information.

    By continuing to access, browse or use this web page from within Australia, you represent to Snow Star Credit Union that you are, accessing the credit rating page as, a wholesale client, or representative of one, and that neither you nor the entity you represent will directly or indirectly disseminate the credit rating to retail clients within the meaning of Section 761G of the Corporations Act 2001 (Cth).

    A wholesale client is generally defined as any of the following:

    • An Australian financial services licensee.
    • A listed entity, or a related body corporate of a listed entity.
    • A business that employs at least 20 people or, in the case of a manufacturing business, at least 100 people.
    • A person with a copy of a certificate given by a qualified accountant within the last six months stating that they have net assets of at least $2.5 million or gross income for each of the last two financial years of at least $250,000 per year.
    • An organisation regulated by Australian Prudential Regulation Authority and not a superannuation fund, or an approved deposit fund, or a pooled superannuation trust, or a public sector superannuation scheme.
    • A body registered under the Financial Sector (Collection of Data) Act 2001 (Cth).
    • A trustee of a superannuation fund, or an approved deposit fund, or a pooled superannuation fund, or a public sector superannuation scheme, within the meaning of the Superannuation Industry (Supervision) Act 1993 (Cth) and the fund, trust or scheme has net assets of at least $10 million.
    • A person in control of at least $10 million, including through an associate or under a trust that they manage.
    • An exempt public authority.
    • A body corporate or an unincorporated body corporate that carries on a business of investment in financial products, interests in land or other investments and for those purposes invest funds received (directly or indirectly) following an offer or invitation to the public (within the meaning of Section 82 of the Corporations Act) and the terms of the offer or invitation provide for the funds subscribed to be invested for those purposes.
    • By selecting the Accept button below, I confirm I am, or I am representing, a wholesale client as described above.

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