wing blue wing white Bank-First-Logo
  • Bank Accounts

    Mobile Wallets

    Fast, secure and easy way to pay.

    Learn more

    Bank Accounts

    • Transaction Accounts

      Everyday accounts to manage your money

    • Savings Accounts

      Boost your savings with flexible accounts and competitive rates

    • Term Deposits

      Lock in a great rate and grow your savings with peace of mind

    • Credit Cards

      Award-winning credit cards with competitive rates and easy repayment options

    • Travel & Foreign Exchange

      Secure and easy options to transfer or spend money overseas

    • School Accounts

      We're committed to education, and can help manage your school's finances

    • Preschool Accounts

      Manage your preschool's finances with a range of accounts and term deposits

    • Interest Rates

      View our current banking interest rates

  • Loans

    Changes to Credit Reporting

    We would like to update you on some important changes we are making to the way we report your credit information and the impact it may have on your credit report.

    Learn more

    Loans

    • Home Loans

      Feature-packed loans to suit every homebuyer

    • Car Loans

      Award-winning low rate, low fee car loans

    • Personal Loans

      Flexible personal loans to suit your needs

    • Credit Cards

      Low fee and low rate credit cards with 24/7 worldwide access to your money

    • Calculators

      Easy to use calculators including loan repayment and borrowing power calculators

    • Interest Rates

      View our current loan interest rates

  • Home Buying

    First Home Buyers

    Buying your first home? We'll guide you through it in 5 steps.

    Get started

    Home Buying

    • A Home to Live In

      Owner occupied loans for your next home

    • Investment Property

      Grow your investment with flexible loans

    • My First Home

      Features and benefits for first home buyers

    • Refinance

      Find out how much you could save by switching

    • Build or Renovate

      Home loans for your brand new home

    • Calculators

      Easy to use calculators including loan repayment and borrowing power calculators

  • Insurance

    Insurance

    • Car

      Drive in confidence with a range of insurance levels

    • Home & Contents

      Protect your home and belongings

    • Travel

      Find the right cover for your holiday

    • Farm

      Insurance to protect your business assets

    • Landlord

      Helping you find the right cover for your investment

    • Health

      Compare coverage to suit your needs

    • Life

      Protecting your family's future

    • Other Vehicles

      Insurance for motorcycles and other vehicles

    • Unique items

      A range of cover for additional items

    • Debt

      Cover for making loan repayments in the event of unforeseen circumstances

  • Future Planning

    Future Planning

    • Financial Planning

      Tailored advice to help you reach your financial goals

    • Superannuation

      Save for retirement with Snow Star Credit Union Super

  • Help

    COVID-19-Support

    Assistance options are available to support customers financially impacted by COVID-19.

    Learn more

    Help

    • Access Options

      How to access and manage your money securely and easily

    • Security

      Simple tips and guidelines to help protect yourself online

    • Forms and Applications

      View and download forms and applications for our products and services

    • Internet Banking

      View our Internet Banking frequently asked questions

    • Mobile Banking

      View our Mobile Banking frequently asked questions

    • Mobile Banking App

      View our Mobile App (for iOS and Android) frequently asked questions.

    • Overseas Residence & Tax

      Declaring your tax residence of another country

    • Mobile Wallets

      Pay faster, easier and more securely with Apple Pay and Google Pay

    • Contact Us

      We're here to help - get in touch with any questions and feedback

  • About Us

    About Us

    • Why Join Us

      As a customer owned bank we put our customers first

    • Our Story

      We've been financially empowering the people who care since 1972

    • Corporate Info

      Our corporate and governance information

    • Careers

      Join our team

    • Articles

      Tips, inspiration and advice for managing your money

    • Contact Us

      We're here to help - get in touch with any questions and feedback

Searching...
    search results found.
    Login Login
    • Bank Accounts
      Back
      • Bank Accounts
      • Transaction Accounts
      • Savings Accounts
      • Term Deposits
      • Credit Cards
      • Travel & Foreign Exchange
      • School Accounts
      • Preschool Accounts
      • Interest Rates

      Mobile Wallets

      Fast, secure and easy way to pay.

      Learn more
    • Loans
      Back
      • Loans
      • Home Loans
      • Car Loans
      • Personal Loans
      • Credit Cards
      • Calculators
      • Interest Rates

      Changes to Credit Reporting

      We would like to update you on some important changes we are making to the way we report your credit information and the impact it may have on your credit report.

      Learn more
    • Home Buying
      Back
      • Home Buying
      • A Home to Live In
      • Investment Property
      • My First Home
      • Refinance
      • Build or Renovate
      • Calculators

      First Home Buyers

      Buying your first home? We'll guide you through it in 5 steps.

      Get started
    • Insurance
      Back
      • Insurance
      • Car
      • Home & Contents
      • Travel
      • Farm
      • Landlord
      • Health
      • Life
      • Other Vehicles
      • Unique items
      • Debt
    • Future Planning
      Back
      • Future Planning
      • Financial Planning
      • Superannuation
    • Help
      Back
      • Help
      • Access Options
      • Security
      • Forms and Applications
      • Internet Banking
      • Mobile Banking
      • Mobile Banking App
      • Overseas Residence & Tax
      • Mobile Wallets
      • Contact Us

      COVID-19-Support

      Assistance options are available to support customers financially impacted by COVID-19.

      Learn more
    • About Us
      Back
      • About Us
      • Why Join Us
      • Our Story
      • Corporate Info
      • Careers
      • Articles
      • Contact Us
    • Internet Banking Internet Banking Contact us Contact us Facebook Facebook Security Security
    • BSB - 704 191
    • Home
    • About Us
    • Articles
    • Family & Money
    • Is June the best time to buy a car?

    Is June the best time to buy a car?

    The end of financial year sales causes a stir of excitement amongst prospective car buyers every year. Car dealers seem to be selling cheaper cars, giving better incentives, and striking good deals. So let’s find out if June really is the best time of year to buy a car, and why that might be so. Plus learn a few tips you can use to leverage your money better with car salespeople.

    Why get a better deal on a car during the end of financial year?

    Getting a good deal on a new car can be done any time of year; however, it’s more likely you’ll get one at the end of the financial year for a number of reasons:

    1. There is a desire for car dealers to end the financial year on a strong note.
    2. Car dealers have sales targets to meet by the end of the financial year.
    3. New car models will be coming in when the new financial year begins.
    4. Competition is high amongst car dealers during this time due to all the deals happening.

    If you’re looking for a car around this time, it can pay to bargain with the dealers. Due to the above reasons, they might be more flexible with their deals, add on extras or decrease the price of your new car. They may also want to sell their stock quickly to make room for more new cars.

    Before you drive away

    As with any large financial decision, it’s important to be prepared and not rush into things. Before you decide on your vehicle ensure to research it first, perform test drives, and shop around for a good deal. Part of this process should also be obtaining insurance so it’s ready to go before you drive onto the roads in your new car.

    Make sure you’ve got the right car insurance policy:

    1. Provide your insurer with the right information - That way they can provide you with an accurate quote.
    2. Do your research before you apply - Know what you’re looking for so you can match the right insurance to your car.
    3. Ask questions - If you’re not sure about something, ask your insurer to explain. It’s important to understand your policy and what it does and does not cover.
    4. Comparing products - You can obtain one of three different types of car insurance cover for your new car depending on your needs. Third Party Property Car Insurance is the most affordable and basic insurance, covering the other party only if an accident occurs.
    5. Third Party Car Insurance is a mid-range policy which covers you if you cause damage to another car or if something happens to your car.
    6. Comprehensive Car Insurance is the most thorough cover and will ensure you are covered in the case of an accident.

    Need Help?

    If you’re planning on buying a car this financial year or have any questions about car insurance, you can speak to one of our friendly Insurance Consultants.

    1300 654 166 Compare Car Insurance

    Important Information
    Standard underwriting criteria and policy terms and conditions apply. Insurance issued by Insurance Australia Limited ABN 11 000 016 722, AFSL 227681 trading as CGU Insurance (CGU). In arranging this insurance, Victoria Teachers Limited ABN 44 087 651 769 AFSL 240960 trading as Snow Star Credit Union (Snow Star Credit Union), acts under its own AFSL and under an agreement with CGU, not as your agent. Snow Star Credit Union receives commission when selling CGU insurance products. Please refer to Snow Star Credit Union’s Financial Services Guide (FSG) for details of these commissions. Any advice is general only. This information does not take into consideration your objectives, financial situation or needs. Therefore, you should firstly consider the appropriateness of this information and refer to the relevant Product Disclosure Statement (PDS) before acquiring a product, available by calling 1300 654 166, visiting a branch or by visiting Snow Star Credit Union’s website.

    Related Articles

    Young couple buying a car Car buying tips Family & Money

    Car buying tips

    Read article
    Lady using a laptop Budgeting guide Family & Money

    Budgeting guide

    Read article
    snowstar Logo
    Linkedin Facebook
    • Bank Accounts
      • Transaction Accounts
      • Savings Accounts
      • Credit Cards
      • Travel & Foreign Exchange
      • School Accounts
      • Preschool Accounts
      • Interest Rates
    • Loans
      • Home Loans
      • Car Loans
      • Personal Loans
      • Calculators
      • Interest Rates
    • Insurance
      • Car
      • Home & Contents
      • Travel
      • Farm
      • Landlord
      • Health
      • Life
      • Other Vehicles
      • Unique items
    • Future Planning
      • Financial Planning
      • Superannuation
    • Help
      • Access Options
      • Security
      • Forms and Applications
      • Internet Banking
      • Mobile Banking
      • Mobile Banking App
    • About Us
      • Why Join Us
      • Our Story
      • Corporate Information
      • Careers
      • Articles
      • Contact Us
    Disclosure Documents Website and App Terms and Conditions Privacy Policy
    • Contact us Contact us
    • Facebook Facebook
    • Security Security
    • BSB 704 191